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Privacy Policy

Introduction
IntegraGroup Insurance is committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or engage with our services. By using our website, you consent to the practices described in this policy.
1. Information We Collect
We may collect the following types of information when you interact with our website or services:

  • Personal Identification Information: This may include your name, address, phone number, email address, and other contact details.

  • Health-Related Information: In connection with our insurance services, we may collect health-related data necessary for providing personalized insurance solutions.

  • Financial Information: We may collect information such as payment details or financial information to process transactions.

  • Technical Data: This includes IP addresses, browser type, operating system, and browsing behavior on our website, which is collected via cookies or similar tracking technologies.

2. How We Use Your Information
We may use the information we collect for the following purposes:

  • Providing Services: To process your requests, provide the insurance services you have selected, and communicate with you regarding your coverage options.

  • Customer Support: To respond to inquiries, resolve issues, and improve our customer service experience.

  • Personalization: To tailor the services we provide to meet your individual needs, preferences, and eligibility.

  • Marketing: To send promotional materials, newsletters, or other communications related to our services, provided you have given us consent to do so.

  • Legal Obligations: To comply with applicable laws and regulations, including insurance and financial regulations.

3. Sharing Your Information
IntegraGroup Insurance does not sell, trade, or rent your personal information to third parties. However, we may share your information in the following instances:

  • Insurance Providers: We may share necessary information with insurance companies and partners to offer you the services and coverage you need.

  • Service Providers: We may use third-party service providers to assist us with business operations such as payment processing, customer relationship management, or technical support.

  • Legal Requirements: We may disclose your information if required by law or in response to legal processes, such as subpoenas or court orders.

  • Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our business, your information may be transferred as part of that transaction.

4. How We Protect Your Information
We implement a variety of security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction, including:

  • Encryption: We use secure encryption methods to protect sensitive data such as financial and health-related information.

  • Access Control: Only authorized personnel are allowed access to personal information, and they are required to maintain its confidentiality.

  • Secure Communication: We use secure socket layer (SSL) encryption to ensure that the transmission of sensitive data over the internet is secure.

Despite these efforts, no security system is impenetrable, and we cannot guarantee the absolute security of your personal information.
5. Your Choices
You have the following rights regarding your personal information:

  • Access and Correction: You may request to access or correct the personal information we hold about you.

  • Opt-Out of Marketing Communications: You can opt out of receiving promotional emails or newsletters by following the unsubscribe link in these communications or by contacting us directly.

  • Deletion: You may request that we delete your personal information, subject to legal and contractual obligations.

  • Cookies: You can control the use of cookies through your browser settings. However, disabling cookies may affect the functionality of our website.

6. Use of Cookies
Our website uses cookies to enhance your experience and analyze website traffic. Cookies are small text files stored on your device that allow us to recognize you on subsequent visits and personalize your experience. You can manage or disable cookies through your browser settings.
7. Third-Party Links
Our website may contain links to third-party websites for your convenience and information. These websites operate independently of IntegraGroup Insurance, and we are not responsible for their content or privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.
8. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete it.
9. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including any legal or reporting requirements. When your information is no longer required, we will securely delete or anonymize it.
10. International Data Transfers
If you are accessing our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States. By using our services, you consent to the transfer of your information to the U.S. and acknowledge that data protection laws in the U.S. may differ from those in your country.
11. Changes to This Privacy Policy
IntegraGroup Insurance reserves the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting to this website. We encourage you to review this policy regularly to stay informed about how we are protecting your information.
12. Contact Information
If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:
IntegraGroup Insurance
8923 Stone Green Way Ste 100, Lou KY 40220
502-386-2080
fdelpino@IntegraGroupLLC.com

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