Terms & Conditions

Introduction
Welcome to IntegraGroup Insurance's website. By accessing or using our site, you agree to comply with and be bound by the following Terms and Conditions. Please review these terms carefully, and if you disagree with any part, refrain from using our site.
1. Acceptance of Terms
By accessing this website, you accept these Terms and Conditions in full. If you do not agree with any part of these terms, you must not use this website.
2. Services Overview
IntegraGroup Insurance provides information related to Medicare insurance plans, including Medicare Advantage, Prescription Drug Plans, Medicare Supplement Insurance, health insurance for small businesses, and other supplemental insurance products. All services described on this site are subject to availability, licensing, and regulatory conditions in your area.
3. Website Content
The content provided on this website is for general informational purposes only. While we strive to keep information accurate and up to date, we do not make any representations or warranties, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website.
4. Use of Website
You agree not to misuse this website by knowingly introducing viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful. You also agree not to attempt to gain unauthorized access to the website, the server on which our website is stored, or any server, computer, or database connected to our website.
5. Intellectual Property
All content, design, text, graphics, logos, and images featured on this website are the property of IntegraGroup Insurance or its partners and are protected by copyright and other intellectual property laws. You are prohibited from modifying, copying, distributing, or reproducing any materials from this website without prior written consent from IntegraGroup Insurance.
6. Links to Other Websites
Our website may contain links to third-party websites for your convenience and reference. IntegraGroup Insurance is not responsible for the content or privacy practices of these external sites. By using these links, you acknowledge that you do so at your own risk.
7. Limitation of Liability
In no event shall IntegraGroup Insurance be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on IntegraGroup Insurance’s website, even if we or an authorized representative has been notified orally or in writing of the possibility of such damage.
8. Indemnity
You agree to indemnify, defend, and hold harmless IntegraGroup Insurance, its directors, employees, affiliates, and agents from and against any claims, actions, or demands, including without limitation reasonable legal and accounting fees, arising out of your use of this website or your breach of these Terms and Conditions.
9. Privacy
We respect your privacy. Any personal information provided through this website will be handled in accordance with our Privacy Policy. Please review our Privacy Policy for more details on how we collect, use, and protect your information.
10. Modification of Terms
IntegraGroup Insurance reserves the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting on the website. It is your responsibility to review these Terms and Conditions periodically for any updates.
11. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the state of Kentucky, without regard to its conflict of law provisions. Any disputes arising in connection with these terms will be subject to the exclusive jurisdiction of the state and federal courts located in Kentucky.
12. Contact Information
If you have any questions or concerns regarding these Terms and Conditions, please contact us at:
IntegraGroup Insurance
8923 Stone Green Way Ste 100, Lou KY 40220
502-386-2080
fdelpino@IntegraGroupLLC.com